Net pay (take-home pay)
UK tax glossary · Last reviewed: April 2026
Net pay is gross pay minus Income Tax, National Insurance, pension, student loan, and any other deductions. It is the amount paid into your bank account.
Use our salary calculator to estimate net pay from a gross salary, tax code, and pension settings.
Related resources
TaxHelper provides general information based on published HMRC rates and guidance. It is not regulated financial or tax advice. For decisions involving significant sums, complex circumstances, or if you are unsure, speak to a qualified accountant or HMRC directly.